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Choosing the best ETFs during the current times

Choosing the best ETFs during the current times
During the current uncertainty, choosing high dividend exchange-traded funds (ETFs) seems prudent. Several ETFs with high exposure to energy and real estate are floundering due to the novel coronavirus. Here is a list of five high-dividend ETF funds that may be a good investment option during this pandemic: Legg Mason Low Volatility High Dividend ETF (LVHD) This dividend ETF provides two excellent features, higher payout and lower volatility. Although LVHD will generate negative returns in the current year, its performance is still better than the S&P 500. This fund tracks the QS Low Volatility High Dividend Index and allocates almost 25% of the weight in energy and real estate. However, no single investment exceeds 2.8%, which reduces the risk to some extent. The LVHD yield stands at 3.36% with an expense ratio of 0.27%. VictoryShares US Large Cap High Dividend Volatility Weighted ETF (CDL) This fund is over five years old with more than $207 million in assets under management (AUM). CDL targets the Nasdaq US Large Cap High Dividend 100 Volatility Index. This fund does not adhere to stringent methodology and offers some versatility. This may result in yield-driven strategies that rely on a smaller number of investments. Another feature of this fund is that it has no exposure to the real estate sector but has a 22.84% exposure to financial services.

3 main benefits of applying for a business loan

3 main benefits of applying for a business loan
These days, a lot of people are leaving their jobs in the pursuit of setting up their own business. While a good idea is often the key to a successful business, the most important thing for you to start a business is the availability of funds. That is where business loans come into the picture. As soon as you launch a business, you will need funds to meet day-to-day expenses. Thus, securing a guaranteed business loan before you embark upon your journey as an entrepreneur, is very important. How to apply for a business loan? Since applying for business loans has become a common practice now, many lenders give you applications through both offline and online mediums. You also have the option to apply for loans with multiple vendors at one go. The lender needs to verify and establish whether you are in a position to pay off the loan in the future. You have to provide him with documents containing your prospective business plan, proof of monthly and annual revenue, business tax ID number, information related to tax returns, business bank statements, the ID issued by the government to you signifying business ownership. Benefits of applying for a business loan Bank does not interfere with your business While the bank analyses your financial health and wants to be sure about you paying off the loan, it does not dictate how you should run your business.

Latest features of the all new Chevrolet Silverado 1500

Latest features of the all new Chevrolet Silverado 1500
The Chevrolet Silverado is a series of pickup trucks from General Motors. The Silverado Series succeeds the Chevrolet C/K line of vehicles. The vehicles in the Chevrolet Silverado series have significantly evolved since their inception in the late 90s. The Chevrolet Silverado 1500 is one of the most popular pickup trucks in the series. It gets upgraded every year, and this year has been no different. Here is a look at the additional features in the all-new Chevrolet Silverado 1500. New 6.2L V-8 for Trail Boss and RST models This is one of the most valuable upgrades in the 2020 model of Chevrolet Silverado 1500. Half of the trim levels in the vehicle will be available with the 6.2L V-8 with 460 lb-ft of torque and an SAE-certified 420 hp. All of it will be clubbed with a 10-speed automatic transmission. The LT Trail Boss and the Custom Trail Boss come armed with a 2-inch factory suspension lift and a Z71 Off-Road Package consisting of skid plates, a locking rear differential, 18-inch wheels, Rancho mono-tube off-road shocks, and Goodyear Duratrac off-road tires. The Trail Boss Model is one of the most sought after models in the Silverado series. The fact that it comes with 6.2L V-8 attached to it now has just increased the craze among prospective consumers.

What features to expect in Dodge Ram 2500

What features to expect in Dodge Ram 2500
The Dodge RAM, manufactured by the Chrysler Group, has been one of the most popular trucks in the past several years. The term “Ram” was coined in the year 1981 when the redesigned versions of Ram and Power Ram were introduced in the market. Initially, it was a part of the company’s light truck line, but with time, it merged into the heavier line of trucks. What does the new model offer? The pickup truck now comes with optional adaptive steering and lane-keeping assist. A 50-gallon fuel tank, which boasts of a crab-crew configuration, is provided as an option. The diesel engine offers solid power and torque. Though the truck is huge, the cabin area is pretty quiet, and the seats are very comfortable. The power wagon works very well for off-road performance. Performance The 2020 Dodge Ram 2500 has some qualities of the Ram 1500 and the Ram 3500. It is available in the market in different configurations of drivetrain, bed, engine, and cab. If you want to buy a new heavy-duty truck, a model of Dodge Ram 2500 will be available as an option for you. You can opt for a particular model based on the kind of requirement you have.

Benefits and the application process of extended vehicle warranty

Benefits and the application process of extended vehicle warranty
Every vehicle comes with a warranty period. If a car has a warranty period of one year, the auto manufacturing company is liable to pay for any damage or mechanical failure it suffers from in the said period. An extended warranty refers to the kind of warranty you can avail to once the factory warranty comes to an end. According to several vehicle-based organizations, this type of warranty should be identified as a vehicle protection plan or a vehicle service contract. How to apply? You have to apply with the authorized car manufacturing company to procure an extended vehicle warranty. Apart from the company you have bought the vehicle from there are organizations that specialize in providing extended vehicle warranties to car owners. It is advisable to apply for an extended vehicle warranty as soon as you buy a new car. The newer the car, the higher will be the chances of you procuring an extended warranty. Well-maintained cars and the ones with a lower mileage also stand a good chance. When you approach a company to get yourself an extended vehicle warranty, you need to keep a few things in mind – the reputation of the company, the kind of coverage it offers to vehicle owners, the amount that you have to pay for the warranty and the additional benefits that you stand to gain out of it.

2020 Jeep Grand Cherokee – What the new model has in store

2020 Jeep Grand Cherokee – What the new model has in store
Crossover SUVs or CUVs have steadily grown in popularity over the years. Most of these vehicles look like a tougher version of regular SUVs. Still, only a few of these deliver excellent off-road performance and have the kind of towing abilities one expects in a utility vehicle. Almost ten years since it had a complete redesign, the arrival of the 2020 model of Jeep Grand Cherokee was marked with a lot of significant upgrades. The vehicle does not come with an alternate EcoDiesel engine model now. At around $33,000, you can get a Grand Cherokee Laredo, but you might want to look at the wide range of options here before you decide which one to settle for. The mid-range SUVs and the Grand Cherokee attract similar kinds of buyers. The gender ratio is pretty similar too. However, people who prefer a Grand Cherokee over other mid-range SUVs or Crossover SUVs are found to be younger. Perhaps, it is the look of the vehicle that they feel attracted to or maybe, they find the overall performance reliable. Here is a look at how the 2020 Grand Cherokee model has evolved Jeeps are synonymous with a seven-slot grille. It is something that has been a standard feature but has also evolved well with time.

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5 things to avoid doing in hotels

One of the joys of traveling is getting comfortable hotel accommodation for your stay. Just as we expect great service from these hotels, they expect the guests to follow certain protocols to make the experience pleasurable. It is important to understand this tacit agreement. On that note, here are some vital tips to remind you of things that you should avoid doing when you are staying in a hotel. Keep the bathroom door shut Taking a hot shower at the end of the day and sliding into the comfy blanket is one of the perks of being in a hotel. However, make sure you keep the bathroom door shut. The steam from the shower can enter the room and trigger the fire alarm. Don’t cover the smoke alarms Almost all hotels always have a smoking room available for their guests, as they understand it is a requirement for some. However, some guests will take a room that comes with a smoke alarm and cover the smoke alarms whenever they wish to indulge in activities that may set off the alarm. Avoid using the throw pillows Some hotels have these delicate items in the room, like throw pillows to add some personality to the room. However, if you notice, a lot of these items do not have a sleeve cover, and many hotels do not clean these pillows after every guest’s departure. These items could be a hotbed of germs, so it is best to avoid these throw pillows altogether. Stealing bathrobes is a big no-no It is normal to pack the shampoo, conditioner, and tea sachets from hotels. Most people do it, and it is quite acceptable as the customers pay for them. However, some may try to grab other items like bathrobes or coat hangers. Make sure to keep these items in the room after using them.

6 hotel booking mistakes to avoid for the best deals

Planning your travel itinerary is one of the most critical tasks to pay attention to, especially while reserving bookings online. Holiday deals and bundled packages might be tempting at first glance. But there are certain rookie booking mistakes and not-so-obvious pitfalls to avoid losing money. It doesn’t matter if you are a veteran traveler or a first-timer. Pay attention to these 6 common booking mistakes and get the best deal on the first attempt. Not reading reviews When you have website reviews available for reference, use them before comparing cheap hotels in Orlando or other locations. Filter hotels by best reviews and read a few for the chosen place of stay. Learn about their service and quality of amenities, and see whether it is worth booking in the first place. Not booking a refundable room Travel plans can change, so you need to account for contingencies that affect your booking dates. Always book a refundable room even if your plans change on the spur of the moment. Not using the hotel’s website Booking through third-party websites may fetch you cheap hotels in Orlando. But booking a room through the hotel website that offers the same discount or price match can be more beneficial. Guests get assigned the best rooms with better views and even upgrades for using the hotel’s official website. Booking at the wrong time Hotels usually try to fill up as many rooms as possible with advance booking while reserving some rooms for last-minute travelers. Book rooms well in advance, especially if you make plans for the holiday season. Hotels can double or triple their room prices for tourists who fail to book in advance. Not signing up for hotel rewards Hotels offer loyalty programs and membership benefits to frequent travelers. Loyalty points can be redeemed at the hotel front desk or online to book free stays and travel on your next vacation.

4 tips to manage flea and tick infestations in dogs

Flea and ticks are common parasites that carry different types of diseases. These pests thrive in soft and warm environments, and the pet’s fur is a perfect home for them. If left unchecked, they can cause severe complications. But there are simple ways to control and prevent this problem. Here are some effective preventive treatments, plants that repel parasites, changes in daily foods, and DIY remedies to manage the infestation: Effective treatments Simparica TRIO oral chews are suitable for dogs eight weeks and older, weighing at least 2.8 lbs. The tablet should be given once a month.  K9 Advantix II, on the other hand, is another popular monthly flea protection treatment that is effective within the first 12 hours of consumption. K9 Advantix is suitable for dogs seven weeks or older, weighing at least 4.4 lbs.  Bravetco® is a more long-lasting alternative as one tablet can prevent flea and tick infestations for 12 weeks. Bravetco® is available in five dosing options, depending on the size and weight of the dog. Some heartworm prescriptions like Advantage Multi® topical solution and Trifexis® oral chews also help counter flea and tick infections. Immunity boosting meals and foods Consult with a vet to better understand what dogs should eat daily to develop more resilience and fight flea and tick infestations. For example, garlic can ward off parasites and is safe to include in small quantities for most breeds. But ensure the garlic is always freshly chopped. Honey pairs well with this garlic mixture and boosts immunity to combat common allergens that trigger flea infestations. Helpful plants that repel parasites Swapping out old plants for pet-friendly plants can actually help repel fleas and ticks. Basil, catnip, chamomile, chrysanthemum, eucalyptus, plantain, garlic, lavender, lemongrass, marigolds, mint, pennyroyal, rosemary, rue, sage, tansy, thyme, wormwood, and yarrow are all acceptable choices.

3 tips that may help prevent and manage prostate cancer

Prostate cancer is one of the most commonly diagnosed forms of cancer. It is estimated that one in eight men is at risk, and the number gets higher in those above the age of 65. Thankfully, modern treatments and prescriptions have made it easier. Also, certain lifestyle changes, healthy eating habits, and effective measures for prevention lower the risk. Here is how early diagnosis, treatments, and simple suggestions can improve the quality of life. Prescription treatments Xofigo contains a radioactive element called radium RA 223 dichloride. The injection works well in a short-range radius to counter the spread of prostate cancer in the bone. Enzalutamide, marketed under the brand name XTANDI, is an alternative treatment option. Those who don’t respond well to hormonal or surgical treatments can consider these injections to lower and manage testosterone levels. XTANDI works by actively inhibiting androgen receptors to prevent or reduce cancer cell growth. Prescriptions aside, doctors suggest cryotherapy, chemotherapy, immunotherapy, and targeted therapy for those who respond to regular treatments. However, the treatments vary depending on the spread of cancer and the severity of the symptoms. Best foods for prevention Tomatoes and watermelon are rich in lycopene and beneficial for prostate cancer prevention. Cruciferous vegetables like broccoli, brussels sprouts, kale, cabbage, and cauliflower contain phytochemicals that help combat cancer-growing cells. Additionally, citrus-rich fruits, including oranges, grapefruits, lemons, and limes, help boost immunity. Tofu, chickpeas, lentils, sprouts, and peanuts contain isoflavones, which help lower the risk of prostate cancer. Note that daily foods must also supplement omega-3 fatty acids and folates sourced from fatty fish, leafy greens, and fortified whole foods. Overall, nutritionists recommend including more foods rich in antioxidants to fight oxidative damage. Effective lifestyle changes Exercise is one of the most significant changes to implement in daily routine. Any form of physical activity, including walking, running, jogging, and weight training, can help maintain a healthy body weight.

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4 ways to overcome an overactive bladder

4 ways to overcome an overactive bladder

Overactive bladder or OAB is a health condition that causes frequent and sudden urge to urinate. Statistics suggest that close to 35 million people in the country suffer from overactive bladder. Some people also experience urinary incontinence or unintentional loss of urine. It can be embarrassing to deal with the condition, as it can limit one’s social and professional life. The following tips can be used to effectively manage an overactive bladder: Typical treatment options Before we discuss tips for managing an overactive bladder, it is important to be aware of some treatment options. GEMTESA (vibegron) is one such treatment option. It activates beta-3 receptors, thereby allowing the bladder to relax and provide relief from being overactive. Apart from this, Myrbetriq can also be used for treating an overactive bladder, as it smoothens the muscles around the urinary bladder, increasing its storage capacity. Other options include TOVIAZ and INVOKANA®. Add cranberries to your food regimen  Cranberries are widely used to treat problems associated with bladder control. Similarly, other berries like strawberries and blueberries are also abundant in vitamin C, which can neutralize bad bacteria and prevent urinary tract infections. Berries also have high water content, which maintains hydration levels and helps manage bladder control. Cranberries can be eaten alone or can be added to smoothies, salads, and other delicious recipes. Limit washing and wiping Sanitary hygiene is essential. However, it can be counterintuitive going overboard. Women with overactive bladder experiencing menstruation might feel the constant need to clean themselves. However, excessive cleaning with soap can make the area dry and itchy, and it can aggravate symptoms of an overactive bladder. Hence it is recommended to avoid going overboard on washing and wiping or use hydrating cleaning products to retain the moisture. Practice exercises for bladder control Changes in certain habits related to urination can ease the symptoms or help retain bladder strength in the long run.
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5 tips to manage migraine attacks

5 tips to manage migraine attacks

Migraine is characterized by throbbing, lingering pain on either side of the head. It is common among those between 30 and 40 and more prevalent among women than men. According to research, at least 39 million people in the country live with migraine. Many people with this condition are sensitive to light and sound. Fortunately, lifestyle changes can reduce the frequency of migraines. Here are some effective ways that can help cope with migraines: Treatments People with migraines need to keep medications handy. Some of the common medicines used by adults for migraine attacks are UBRELVY™, Excedrin, Nurtec® ODT, and QULIPTA™. They block pathways in the brain that are responsible for migraine attacks. A doctor might also recommend preventive medicines if one experiences frequent and severe headaches that don’t respond well to treatment. These medications might reduce how often one gets an attack and reduce its severity. Foods to eat Fruits, vegetables, nuts, and seeds are high in antioxidants and fat and are great for keeping overall health in check. Magnesium-rich foods like avocados, apricots, almonds, cashews, and brown rice help the blood vessels relax and prevent headaches. Other items that help prevent headaches include leafy greens, dairy, and calcium-rich foods. Those who experience frequent migraine attacks are also often recommended to reduce the intake of high-sodium foods. Lifestyle choices Having a healthy sleep cycle is very rewarding. It’s good for one’s physical and mental health. Getting quality sleep every night can significantly reduce the frequency of migraine attacks. Migraines usually occur when the body doesn’t get enough rest and is stressed. Hydration and cold compress It’s essential to be hydrated at all times to help reduce the frequency of migraines. The body requires a certain amount of electrolytes and fluids to work its best. When one doesn’t replace these fluids and electrolytes, it causes dehydration, triggering migraine.
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